We give farmers fertiliser and seed at the start of the season. After harvest, they repay in produce at an agreed rate - no cash loan, no interest rate to track. Partners who fund the scheme share in the returns when the produce is sold. It’s a lending relationship, and we treat it like one: terms in writing, weights on a certified scale, records kept for both sides.
Registered farmers receive fertiliser and certified seed before planting. After harvest, you deliver the agreed quantity of produce to our warehouse - weighed in front of you - and keep the rest to sell however you choose.
Partners put money into inputs at the start of the season. When the repaid produce is sold - usually to the same buyers we already trade with - returns are shared on the terms agreed up front.
Fertiliser and seed issued to registered farmers before planting.
Field agents visit farms and keep both sides informed.
Crops come in; farmers set aside the agreed repayment share.
Produce delivered, weighed and recorded. Partners' returns settled after sale.
